Amazon Expands Commercial Liability Insurance Requirements

By Will Haire · September 22, 2026 · Curated by George's Blog

Amazon Expands Commercial Liability Insurance Requirements

► Starting November 2, 2026, Amazon will require sellers of products in certain enhanced-safety categories to carry at least $1 million in commercial liability coverage, regardless of monthly sales.

Categories include: children’s products, cosmetics, ingestibles, and lithium-battery products.

► Mainland China sellers will also be required to obtain new coverage through Amazon Insurance Accelerator. Policies purchased outside the program will no longer be accepted for new submissions.

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The change expands insurance requirements beyond Amazon’s traditional $10,000 monthly sales threshold, making coverage a requirement for certain products regardless of seller size.

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